Hit by a driver with no insurance or too little coverage? You still have options.
In North Carolina, many drivers are either uninsured or underinsured, leaving victims to deal with the aftermath. At Vasquez Law Firm, we help clients recover compensation even when the at-fault driver can’t — by using your own UM/UIM coverage (Uninsured/Underinsured Motorist).
What Does UM/UIM Mean?
- Uninsured Motorist (UM): the at-fault driver has no insurance at all.
- Underinsured Motorist (UIM): the driver has some coverage, but not enough to pay for your damages.
- In both cases, you may be able to file a claim against your own insurance policy.
We’ll help you navigate this process — and stand up to your own insurance company if they try to lowball you.
What Can You Recover?
- Emergency room and ongoing medical costs
- Physical therapy or rehab
- Lost wages or loss of future income
- Pain, suffering, and mental distress
- Vehicle repair or replacement
- Disability or disfigurement compensation
What Our Clients Say
“I was hit by someone with barely any insurance. I thought I was stuck, but Vasquez Law Firm knew exactly how to use my policy to help me recover. I’m so grateful.”
— Daniela V.
Representing Victims Across North Carolina
From Charlotte to Raleigh to Fayetteville, we help people who were hit by uninsured or underinsured drivers throughout the state.
You Paid for Coverage. Let’s Make Sure It Protects You.
📞 Call us today at 1-844-725-3372
📅 Click here to schedule a consultation